Commissionerate of Rehabilitation and Welfare of Non Resident Tamils

Insurance

As part of welfare, development & safety, Government of Tamilnadu is providing Insurance Scheme for NRT Society.

For NRT ID card holders

  1. For Accidental death Rs.10 lakh and for permanent disability / disability Rs.5 lakh will be provided.

  2. In case of permanent disability / disability / inability to carry on work (or) study due to accident, air ticket will be arranged for return to Tamil Nadu with an attendant. Also, a two-way ticket will be arranged for the accompanying attendant as per requirement.

Eligibility

  1. Employees and students aged between18 to 55 are eligible to enroll under this scheme.

  2. Must be living or working abroad with passport and employment documents valid for at least 6 months.

  3. Students already pursuing higher education outside Tamil Nadu also can apply.

Critical Illness

Medical treatment for following diseases requiring intensive and continuous treatment Rs. 1 lakh will be given. The scheme is in addition to an optional accident insurance scheme of Rs. 550/- per year to join this scheme.

  1. Cancer

  2. Kidney failure

  3. Primary pulmonary arterial Hypertension

  4. Multiple Sclerosis

  5. Major organ transplant

  6. Coronary artery by-pass grafts

  7. Aorta graft surgery

  8. Heart Valve surgery

  9. Stroke

  10. Myocardial Infarction (First heart attack)

  11. Coma

  12. Total Blindness

  13. Paralysis

Required Documents

Passport Copy (First & Last page).

Visa / Civil ID / Employment Certificate / Iqama copy.

For Students Id Card College / University Identity card copy

Applicants Photo and Signature.

Legal Services

What is the NRT Insurance?

Non-Resident Tamils Insurance (NRT Insurance) is a scheme to provide an insurance coverage for NRTs living abroad, and in India. The NRT Insurance can be availed only if the applicant is a registered NRT ID card holder.

Benefits

  •  

     Critical illness insurance cover of a minimum of INR 1,00,000/- per ID card holder; along with an optional additional personal accident insurance cover of up to INR 10,00,000/-./p>

  •  

     Multiple critical illnesses such as Cancer, Kidney failure, Stroke, etc. are covered. (Detailed list is given at the end of this page).

  •  

     Low annual premium starting from INR 350 (excluding 18% Goods and Service Tax) for the critical illness insurance cover.

  •  

     Low annual premium starting from INR 395 (excluding 18% Goods and Service Tax) for the optional personal accident insurance cover.

  •  

     Option to increase critical illness cover up to INR 5,00,000/- for a premium of INR 1,750. (Detailed list given at end of page).

Eligibility criteria :

  •  

     Applicant should be between the ages of 18 and 60. For the optional personal accident insurance cover, should be between the ages of 18 and 70.

  •  

     Should have valid documents related to work.

How much should I pay?

Critical illness cover

Sl. No. Sum insured Premium (Excluding GST)
1 INR 100000 350
2 INR 200000 700
3 INR 300000 1050
4 INR 400000 1400
5 INR 500000 1750

Personal accident illness cover

Sl. No. Sum insured Premium (Excluding GST)
1 INR 500000 395
2 INR 1000000 700

Critical illness cover

Sl. No. Sum insured Premium (Excluding GST)
1 INR 100000 350
2 INR 200000 700
3 INR 300000 1050
4 INR 400000 1400
5 INR 500000 1750

Critical illness cover

Sl. No. Sum insured Premium (Excluding GST)
1 INR 100000 350
2 INR 200000 700
3 INR 300000 1050
4 INR 400000 1400
5 INR 500000 1750

 

Sl. No. Sum insured Premium (Excluding GST)
1 INR 500000 395
2 INR 1000000 700

 

Sl. No. Sum insured Premium (Excluding GST)
1 INR 100000 350
2 INR 200000 700
3 INR 300000 1050
4 INR 400000 1400
5 INR 500000 1750

Coverage details for Insurance

Sl. No. Benefit payable if arising out of accident Compensation Payable
1 Death 100% of Capital Sum Insured
2 Loss of sight of both eyes or Loss by physical separation of two entire limbs (hands or feet )or Loss of one entire hand and entire foot or Loss of sight of one eye and one limb (hand or limb) 100% of Capital Sum Insured
3 Loss of use of two limbs or loss of sight of one eye and loss of use of one limb 100% of Capital Sum Insured
4 Loss by physical separation of one limb or loss of sight of one eye 50% of Capital Sum Insured
5 Loss of use of one limb 50% of Capital Sum Insured
6 Permanent Total Disablement (Other than those above)100% of Capital Sum Insured
7 Permanent Partial Disablement Compensation payable as enumerated in the Policy Clause(Annexure – 1)
8 Repatriation expenses INR 50000
9 Medical Expenses 40% of the admissible claim amount or 10% of the capital sum insured whichever is less
10 Educational Grant On death of the insured INR 100000 per child max 2 children
  Click here to know more about Coverage details for Insurance

What is the NRT Insurance?

Non-Resident Tamils Insurance (NRT Insurance) is a scheme to provide an insurance coverage for NRTs living abroad, and in India. The NRT Insurance can be availed only if the applicant is a registered NRT ID card holder.

Apply here

Special Guests

  • Critical illness insurance cover of a minimum of INR 1,00,000/- per ID card holder; along with an optional additional personal accident insurance cover of up to INR 10,00,000/-.

  • Multiple critical illnesses such as Cancer, Kidney failure, Stroke, etc. are covered. (Detailed list is given at the end of this page).

  • Low annual premium starting from INR 350 (excluding 18% Goods and Service Tax) for the critical illness insurance cover.

  • Low annual premium starting from INR 395 (excluding 18% Goods and Service Tax) for the optional personal accident insurance cover.

  • Option to increase critical illness cover up to INR 5,00,000/- for a premium of INR 1,750. (Detailed list given at end of page).

Eligibility criteria :

  • Applicant should be between the ages of 18 and 60. For the optional personal accident insurance cover, should be between the ages of 18 and 70.

  • Should have valid documents related to work.

How much should I pay?

Personal accident illness cover

Sl. No. Sum insured Premium (Excluding GST)
1 INR 500000 395
2 INR 1000000 700

Critical illness cover

Sl. No. Sum insured Premium (Excluding GST)
1 INR 100000 350
2 INR 200000 700
3 INR 300000 1050
4 INR 400000 1400
5 INR 500000 1750

Coverage details for Insurance

Sl. No. Benefit payable if arising out of accident Compensation Payable
1 Death 100% of Capital Sum Insured
2 Loss of sight of both eyes or Loss by physical separation of two entire limbs (hands or feet )or Loss of one entire hand and entire foot or Loss of sight of one eye and one limb (hand or limb) 100% of Capital Sum Insured
3 Loss of use of two limbs or loss of sight of one eye and loss of use of one limb 100% of Capital Sum Insured
4 Loss by physical separation of one limb or loss of sight of one eye 50% of Capital Sum Insured
5 Loss of use of one limb 50% of Capital Sum Insured
6 Permanent Total Disablement (Other than those above)100% of Capital Sum Insured
7 Permanent Partial Disablement Compensation payable as enumerated in the Policy Clause(Annexure – 1)
8 Repatriation expenses INR 50000
9 Medical Expenses 40% of the admissible claim amount or 10% of the capital sum insured whichever is less
10 Educational Grant On death of the insured INR 100000 per child max 2 children
  Click here to know more about Coverage details for Insurance

World Diaspora Day - 2024

World Tamil Diaspora Day 2024 was celebrated with the theme ‘Tamizhvellum’ on 11.01.2024 and 12.01.2024 at Nandambakkam, Chennai Trade Centre, Chennai. In last year celebration, special guests participated only for one day.

This year, the first day (11.01.2024) was chaired by the Honorable Minister of Youth Welfare and Sports Development and the second day (12.01.24) was chaired by the Hon'ble Chief Minister of Tamil Nadu.

The following 12 foreign dignitaries were participated as special guests in the opening ceremony of World diaspora Day 2024 (11.01.2024) under the leadership of Hon'ble Minister of Youth Welfare and Sports Development.

  • Mr. Manoganesan ,Honorable Member of Parliament for Sri Lanka;

  • Mr. Chanakyan Rasamanikam, Honorable Member of Parliament for Sri Lanka;

  • Datuk. Pa. Kamalanathan, Former Deputy Minister of Higher Education for Malaysia;

  • Mr. Ra. Dinakaran, Former Member of Parliament for Singapore;

  • Mr. S. Lakshmana , Chairman Tectonic Group Dubai;

  • Tansri. R. Duraisingampillai, Chairman Vismalotus Group Malaysia;

  • Mr. Martevenkatasamy, Chairman, Air Mauritius;

  • Warts. Ramasamythanapal, Harley with HealthcareGroup, London;

  • Mr. Thirunavukarasu, Ex-Chairman, Board of Trustees, Singapore;

  • Mr. Abdulhadi, Chief Executive Officer, BioluminexHealthCare Limited, London;

  • Mr. Subhash Sundarraj, Founder CEO, Global Action Foundation, Toronto, Canada;

  • Datuk Shri. Muhammad Iqbal Rauthar, Founder, Faith Islamic Education Foundation,

The following 12 foreign dignitaries were participated as special guests under the leadership of the Hon'ble Tamil Nadu Chief Minister participated on the second day of the ceremony (12.01.2024).

Kaniyan Pungundranar Awards:

For the first time, on this year World Diaspora Tamils Day, it has been decided to give awards to the Diaspora Tamils who excels in the fields of Tamil literature, Education, Social Development, Women, Business, Science & Technology, Sports and Medicine, and Thirteen Diaspora Tamils who excel in the above eight fields have been awarded in the name of Kaniyan Pungundranar by the Hon'ble Chief Minister of Tamil Nadu.

SI No Fields Awardees
1 Tamil literature 1) Mrs. Vaidegi Herbert – USA
2) Mr. Subramanian Dinappan - Singapore
2 Education 1) Mr. Bala Swaminathan - USA
2) Mr. Murugesu Paramanathan - Australia
3 Social development Mr. Y. B. Datuk Sri. Saravanan – Malaysia
4 Women 1) Mrs. Chitra Ramesh – USA
2) Mrs. Jesila Banu – U.A.E.
5 Business 1) Mr. Pakiriswamy Rasamanikam
2) Mr. Syed Muhammad Salahuddin
6 Science and Technology Mr. Sudhakar Pichaimuthu - England
7 Sports 1) Mr. Raman Duraisamy – South Korea
2) Mrs. Saranya Devi - Kuwait
8 Medicine INR 50000
9 Medical Expenses Mr. Jayaram Lingamanayakar – Singapore

Special Guests

Agenda 1

Agenda

Agenda 1 Agenda 2

Stalls:

The Stalls was set up as part of the World Diaspora Day Celebrations on the following four themes

  • Welfare of Tamils

  • Tamil Art, Culture and Commerce

  • Antiquity and Continuity of Tamils

  • Government, Non-Government Organizations and 9 Tamil Sangams from overseas set up their stalls / sales halls.

Also, 100 books were published under the title Kalaingar 100 and exhibited at the event.

Diaspora Tamils Day Competitions:

In this event, in order to encourage the interest of learning tamil among the tamils ​​living abroad, through the Tamil Virtual Academy, speech competition, Thirukkural story competition and Fancy dress competition were conducted to the students studying in their centers, and prizes were awarded.

Arrangements

  • A total of 1602 persons, (874 members of 485 associations and 728 individuals from 58 countries and 8 states of India) had registered to participate in the event through our website and around 1379 people were participated in this event.

  • 754 rooms were booked in 20 hotels near Chennai Trade Center to accommodate the above mentioned persons.

  • Special Guests were hosted at ITC Grand Chola Hotel. Additionally, Representatives of Tamil Associations from India and various countries were accommodated in 5-star and 4-star hotels for a three-day stay.

  • Air tickets were arranged for the special guests and brought to Chennai from their respective countries. Also, transportation services were provided to all the participants of the event and brought to the venue where the event was held.

  • Also, apart from those who registered on the website, many people also participated in the program directly.

Scroll